Midwest City, Choctaw and Eastern Oklahoma County real estate and homes for sale in Oklahoma - Sarah Planer and Susan Planer Phillips, REALTORS® Sarah Planer and Susan Planer Phillips REALTORS(r) for Midwest City, Choctaw and Eastern Oklahoma County, Oklahoma real estate - NUMBER1EXPERTS™ Sarah Planer and Susan Planer Phillips NUMBER1EXPERTS(tm) for Midwest City, Choctaw and Eastern Oklahoma County, Oklahoma real estate
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Sarah Planer and Susan Planer Phillips, REALTOR®, real estate agents and broker for Midwest City, Choctaw and Eastern Oklahoma County Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)


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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Which hazardous substance is contained in sixty-four million houses and apartments?

A 
HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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Sarah Planer and Susan Planer Phillips, REALTOR®, real estate agents and broker for Midwest City, Choctaw and Eastern Oklahoma County Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Sarah Planer and Susan Planer Phillips
RE/MAX Metro Group

1401 S. Douglas Suite Q.
Midwest City, OK. 73130
405-737-0202 ext. 241
800-259-0202 ext. 241
Susan Cell: 405-202-7928
Sarah Cell: 405-818-7377
Fax: 405-737-5070
Email: SarahandSusan@NUMBER1EXPERT.com

Real Estate…it’s in our “GENES”! We are Top Producing Realtors in the Midwest City, Choctaw and Eastern Oklahoma County area. We go the extra mile to make sure all of your Real Estate needs are taken care of. We have made a name for ourselves by exceeding client expectations in both exceptional service and expert advice. Call or email us today!

CRSEqual HousingMLSREALTOR


RE/MAX Metro Group real estate and homes for sale in Midwest City, Choctaw and Eastern Oklahoma County Oklahoma

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